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Credit Risk Management : A Guide to Sound Business Decisions

H. A. Schaeffer Jr. Credit Risk Management : A Guide to Sound Business Decisions Authors:H. A. Schaeffer Jr.
Publisher:John Wiley and Sons, Ltd
Year:2000
Serie:
Pages:292
Sizes:
Price:3706 rub.
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Book Summary:
Deciding whether a credit applicant is ultimately creditworthy involves more than just poring over their financial statements - it takes the kind of advice only an experienced credit expert, like Hal Schaeffer, can give. A 28-year veteran of the credit screening process, Schaeffer outlines the nuts-and-bolts of assessing a credit applicant's financial health and ability to make good on a line of credit. In part one's clear, four-part ", , C. D" format ("A is for Analysis," "B is for Building Essential Business Credit Information," "C is for Considering All Factors" and "D is for Decision"), the author examines a prospective borrower from every angle, using formulas, checklists of what to look for, and available outside information sources (from Dun & Bradstreet to the Internet) to get a genuine picture of an applicant's current finances and degree of credit risk. Also outlined are the financial, credit, and business factors that go into a "sound business credit decision," a...

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